Luckily my wife has a keen eye for small print and discovered that I could claim for a new screen on my insurance without hurting my hard-earned no-claims bonus, though I would have to cough up the £60 excess.

Of course, the Elise being a comparative rarity, it took a little while for RAC Windscreens to order a screen in, and the job took a little longer than the two hours I'd been quoted, but it seemed worth the wait once I'd taken my first look through the crack-free glass. Out of curiosity I asked the fitting guys what a replacement screen would have cost me had I not had the insurance cover. Rather shockingly, the retail price is £1000. Checked your policy recently?