The good folk of planet evo take great care to obey the speed limit (cough, cough), and arm themselves with GPS speed camera location tools, but despite the best-laid plans, Britain's drivers are collecting penalty points in their droves.

As of April 2007, 1.3 million motorists in Britain have 9 points on their driving licence - up from only 200,000 just two years ago. That explosive increase in numbers means an ever larger percentage of the driving population face disqualification the next time they fall foul of a surprisingly-placed Gatso, or are caught on the phone while driving.

Given that 2.5 million people were caught on speed cameras last year, and that a whopping 5.4 million drivers have points on their licence already, it seems that a disqualification epidemic is round the corner. To cater for this looming transport problem, a new product from specialist insurance company Drive24-7 is offering licence insurance for motorists who've already collected points on their licence.

Up to £30,000 cover is provided to cater for alternative travel - bus, chauffeur, taxi, train or plane - for people with up to 8 points. In the highest category, drivers with 9 points or more on their licence will be covered for up to £12,000 of alternative travel.

The insurance starts at £199 for motorists with 0-6 points on their licences, rising to £229 for applicants with 7-8 points and £249 for motorists with 9 points.

For more information, as well as full terms and conditions, visit Drive24-7’s website via the link below.