Skip advert
Advertisement

Motorsport would be made technically impossible by new EU insurance laws

Confused, poorly worded or simply a strange coincidence? New EU laws might make motorsports technically illegal…

Le Mans 2017 - Ferrari profile night2

Changes to European Union regulations regarding third-party insurance for vehicles on private land will technically make all motorsport within the EU illegal. Although this may sound like EU regulation gone mad, it’s more likely an unrealised coincidence that will probably be amended when the new regulations actually become law. According to the EU document, vehicles used under normal circumstances, regardless of whether it's on private property or not, need to be insured.

Advertisement - Article continues below

As a result, unless the terminology is changed, these laws would effectively render all motorsport in the EU impossible, as no insurer would take on unlimited third-party liability insurance for any, or indeed all, of the vehicles on track at any one race meeting.

> Track day insurance everything you need to know 

When questioned on the ruling earlier this year, the European Commission ruled that insurance would be mandatory for ‘any use of a vehicle, consistent with its normal function as a means of transport, irrespective of the terrain on which the motor vehicle is used and whether it is stationary or in motion’.

Oddly, this story begins with a Slovenian farm worker who was knocked off a ladder by a tractor driven on private land. In the lawsuit, the European Union ruled that in all EU member states, all vehicles on any terrain must have compulsory third-party insurance within their ‘normal function’ to cover for liability, which would apply to all forms of motorsport.

Of course, European motorsport has not ground to a halt overnight, and that’s because most EU states have yet to sign-off this aspect of the directive into national laws, although pressure is mounting to do so. Don’t think that Brexit will have much of an affect either as regardless of the outcome, it is very likely that EU laws will still be temporarily enforced at the point of the UK leaving the EU anyway.

Although this might sound like doom and gloom for the future of motorsport in the EU, it’s unlikely that the legislation will be enforced with such a heavy hand on a sport we’re all rather fond of.

Skip advert
Advertisement
Skip advert
Advertisement

Most Popular

The Peugeot 208 GTi is back: we've had a first look at the new £35k hot hatch
Peugeot 208 GTi
News

The Peugeot 208 GTi is back: we've had a first look at the new £35k hot hatch

Peugeot’s new electric hot hatch has been shown at the 2026 Le Mans 24 Hours, and UK pricing has come with it. Here are all the details
16 Jun 2026
One last drive in the world's best hot hatch – goodbye to Honda's Civic Type R
Honda Civic Type R Ultimate Edition
Features

One last drive in the world's best hot hatch – goodbye to Honda's Civic Type R

It's one of the very best hot hatches ever made but now production has ended we say an emotional goodbye to Honda's Civic Type R with an epic drive
15 Jun 2026
Maserati MCPura Cielo v Porsche 911 Targa GTS v Morgan Supersport – plucky Brit takes on Germany and Italy
Morgan v Maserati v Porsche
Group tests

Maserati MCPura Cielo v Porsche 911 Targa GTS v Morgan Supersport – plucky Brit takes on Germany and Italy

The variety of convertible cars on sale at the moment is enormous. These three are vastly different but all are some of the best to drive
14 Jun 2026